by Daniel C. Steenerson, CLU, ChFC, RHU | Jul 17, 2017
For millions of entrepreneurs, the dream of opening a new business or expanding an existing one would never come true without relying on a business loan. And according to the most recent study by the Small Business Administration Office of Advocacy, Small Business...
by Daniel C. Steenerson, CLU, ChFC, RHU | Jun 30, 2017
Jenny is a 45-year old career veterinarian with her own practice. Her compassion for animals and their owners made her business so popular, her clinic simply couldn’t handle the load any longer. She had hired more staff and was running out of space, so finally...
by Daniel C. Steenerson, CLU, ChFC, RHU | May 1, 2017
Like most entrepreneurs, your clients aren’t just running a business – they’re fulfilling a lifetime goal. But what would happen to those dreams if they became disabled? Would their business be able to continue without them? Who would pay their employees’ salaries?...
by Daniel C. Steenerson, CLU, ChFC, RHU | Apr 14, 2017
Key people are employees who contribute a large percentage of an organization’s sales, growth, and consequently, income. But what if an unexpected injury or illness was to disable one of these key employees? Waiting for the employee to recover or finding a suitable...
by Daniel C. Steenerson, CLU, ChFC, RHU | Mar 9, 2017
According to Ben Franklin, nothing in this world is certain but death and taxes. But if a small business owner suffers a disability from an injury or illness, there are a few other certainties he or she can count on: Regular living expenses will continue to occur...
