by Daniel C. Steenerson, CLU, ChFC, RHU | Apr 12, 2016
Income protection may be the greatest insurance need of Millennials. That’s because as a group, millennials are burdened with debt, primarily from student loans. A Facebook study, “Millennials + Money: The Unfiltered Journey” indicates that for almost half, paying...
by Daniel C. Steenerson, CLU, ChFC, RHU | Dec 14, 2015
It’s alarming that only 10 percent of Americans are protected by an individual disability insurance. Even more disturbing is that only six percent of working women have taken steps to protect their paychecks. Almost two-thirds of women have never investigated income...
by Daniel C. Steenerson, CLU, ChFC, RHU | Dec 9, 2015
As we close one year and prepare for the next, I’d like to take a moment to revisit old, time-tested techniques. After all, like baseball and apple pie, good selling never goes out of style. Say “Paycheck Protection.” Don’t say “disability insurance,” — this tells...
by Daniel C. Steenerson, CLU, ChFC, RHU | Oct 27, 2015
Affordability is often cited as the biggest reason prospects postpone the disability insurance purchase. In fact, according to the Council for Disability Awareness (CDA), 41 percent of workers would consider buying disability insurance if it were less expensive....
by Daniel C. Steenerson, CLU, ChFC, RHU | Oct 23, 2015
According to Business Insider, major brands want to win millennial business. Some are even “taking drastic measures.” A new pretzel-bun burger at Wendy’s. No more kids’ meals at Taco Bell. A bowtie-shaped Budweiser can. Small, hip Walmart...