by The DIS Sales Team | Oct 24, 2024
Happy Halloween! You may not believe in ghosts and goblins. Unfortunately, many also don’t believe in this real-life bogeyman: having their retirement nest egg wiped out by the all-too frightening expense of a disability or long-term care situation. An alarming number...
by The DIS Sales Team | Oct 23, 2024
November is Long-term Care Awareness Month, and it’s the perfect time to talk to clients about the growing need for long-term care insurance. However, many agents are unaware of the requirements involved in selling this product. Before November rolls around, make sure...
by The DIS Sales Team | Oct 15, 2024
Long-term care is a major expense that most seniors will need at some point. Unfortunately, many people don’t know how to pay for long-term care. One option available to many seniors is using an HSA to pay for long-term care or to cover long-term care insurance...
by The DIS Sales Team | Oct 12, 2024
Own-occupation disability insurance is often considered the gold standard. So is a Mercedes Benz, but more of us buy a Chevy or Ford. All automobiles fulfill the essential need – transportation – but a Chevy or Ford can do it without the high sticker price. Likewise,...
by The DIS Sales Team | Oct 10, 2024
When comparing disability insurance plans, you might come across the terms partial disability vs. residual disability. What’s the difference? As insurance carriers give them different definitions, it’s important to read the policy terms carefully. Different Levels of...
