What Is Own-Occupation Disability Insurance?

What Is Own-Occupation Disability Insurance?

If you’re comparing disability insurance policies, you’ll noticed they have different definitions of disability. This is a big deal. If you ever have to file a disability claim, the definition of disability can determine whether you qualify for monthly disability...
Disability Insurance Occupation Classes

Disability Insurance Occupation Classes

A lot of insurance agents shy away from selling individual disability insurance simply because it can be a complicated product. One reason for the complication is that the rates are dependent upon each client’s occupational risk class. To complicate matters even...