by Vincent P. Benitez, RHU, CLTC | Aug 12, 2014
Whether we’re buying a new car, planning a vacation getaway, or choosing a cellular plan, we Americans love having plenty of choices. And when it comes to financing long-term care costs, your clients have choices too. As an insurance broker, you’ve probably been...
by Vincent P. Benitez, RHU, CLTC | Jun 18, 2014
As baby boomers retire in growing numbers, the need for long-term care services is exploding. Unfortunately, many of those retirees are finding out too late that long-term care is more expensive than they realized. They’re also discovering that public programs like...
by Vincent P. Benitez, RHU, CLTC | Apr 24, 2014
Does the term “long-term care” make you think of nursing homes? Then you might be surprised to learn that for most people, long-term care refers to services and support provided in the home or in a community setting. In fact, according to a recent PBS NEWSHOUR...
by Vincent P. Benitez, RHU, CLTC | Apr 9, 2014
Long-term care (LTC) in the U.S. is in crisis mode, and the “silver tsunami” of baby boomers hitting retirement age is quickly compounding the problem. It’s a crisis on two fronts … 1. A crisis of financing: LTC costs have outpaced inflation since 2003 according...
by Vincent P. Benitez, RHU, CLTC | Mar 11, 2014
They call it the Silver Tsunami. The baby boom of the mid-twentieth century has now become a vast wave – a massive generation of people hitting retirement age. What does this mean for the insurance industry? Big things. The median age of the U.S. workforce is higher...
