Did you know that COVID-19 wreaked havoc on women’s careers and employment opportunities? According to Deloitte, seven out of 10 women who experienced negative shifts in their routine as a result of COVID-19 believe their career progression will slow down. Many of...
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Do You Believe These Four LTCI Myths?
Myth #1: Long-Term Care insurance is an expensive product. Reality: It’s important to think of Long Term Care Insurance (LTCI) as a strategy not a product. Investments like stocks, bonds, IRAs and mutual funds are created to provide you income during retirement. Most...
Disability Insurance Sales Psychology: How Omission Bias Can Derail A Sale
To sell disability insurance, you have to understand human nature. Like most sales, the decision to buy disability insurance isn’t solely based on logic. There’s a lot of emotions and other factors involved. You may even encounter a condition known as “omission bias.”...
5 Ideas for Overcoming Insurance Sales Objections
The people who need disability insurance the most are often the ones to object to its price. It can seem counterintuitive at first, but when you think about it, it makes sense. Many seemingly affluent people are living paycheck-to-paycheck, or very close to it. If an...
DI Isn’t Just for Doctors: A Closer Look at the Changing Face of Medicine
Doctors have traditionally been a great market for disability insurance. This hasn’t changed. What has changed, however, is the face of medicine. Physician assistants, registered nurses and other medical professionals are taking on a vital role in the healthcare...
Leverage Guaranteed Issue Disability Insurance to Overcome FOFU
Do your clients suffer from FOFU, Fear of Failing Underwriting? It might not be as common as a fear of heights or the dark, but it’s still pretty common, and it keeps a lot of people from getting the insurance they desperately need. Thankfully, there’s a way you can...
DI Sales Strategies – New Tricks of the Trade
The world is going digital, and it’s changing the sales profession. Although the need for disability insurance is as great as ever, some of the sales strategies you use may need to adjust with the times. Here are five trends we’re seeing now. 1. Buyers are driving the...
What to Look for in Long Term Disability Insurance Quotes
By offering long term disability insurance, you can help your clients achieve true financial stability. Comparing long term disability insurance quotes can be complicated, however. You can’t just look at the premium – there are many other clauses that will have a big...
Could A Disability Insurance Wholesaler Help You Grow?
If you want to grow your career as an independent insurance agent, disability insurance is a great product to sell. It gives your clients the paycheck protection they need for financial stability. It also gives you the chance for great commissions and long-term...
Is A Disability Insurance Student Loan Rider Worth It?
Americans are being crushed under student loan debt. College graduates who succeed in getting a good job may be able to keep up with their monthly payments, but what happens when an injury or illness prevents them from earning a paycheck? A disability insurance policy...