World-class athletes know that quality coaching can be game-changing. Coaching isn’t just for sports, however. Disability insurance agents can also benefit from one-on-one coaching. If you need a little help achieving your sales goals, or if you know someone else who...
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Should a Self-Employed Client Have BOE Insurance?
Self-employed individuals are great candidates for disability insurance. Many of them have an income worthy of protection, but they don’t have access to employee benefits, so they need to buy their own disability coverage. But should you also offer them business...
A Shocking Number of Americans Are Self-Employed – And They Need Disability Insurance
It’s difficult to pinpoint exactly how many Americans are self-employed, but it’s probably more than you’d guess. According to the Center for American Progress, the BLS Current Population Survey from the BLS shows that 16.5 million people are self-employed; that’s...
Buy-Sell Agreement Court Decision Has Major Implications
A recent Supreme Court ruling is prompting business owners and their agents to revise their old buy-sell agreements and accompanying life insurance. This is a good time to review your DI buy-sell agreements and disability insurance policies, too. The Supreme Court...
Do Military Doctors Need Additional Income Protection?
You may be overlooking a good disability insurance market. Doctors are widely recognized as a strong market for disability insurance, but doctors who work for the military don’t receive the same attention. Although military doctors have access to some benefits, and...
How You Can Stand Out by Specializing in Medically Impaired
It’s ironic. People with a history of medical issues are often the most likely to recognize the importance of paycheck protection, but their pre-existing conditions mean they may have a harder time securing coverage. Thankfully, there are disability insurance coverage...
How Marijuana Use Affects Disability Insurance Underwriting
As more and more states change their state laws and enforcement related to marijuana use – either recreational or medicinal, marijuana usage is becoming an important factor in disability insurance underwriting. Different carriers take different approaches, so asking...
The Disability Insurance COLA Rider: A Tool to Combat Inflation
A dollar doesn’t go as far as it used to. High inflation rates have caused prices to surge. While many economists have examined what this means for family budgets and retirees on fixed incomes, some people may be overlooking one key issue: the impact of inflation on...
3 Ways to Become a Summer Selling Sensation
The days are long, the beach is calling, and you’re behind on your sales goals. Don’t worry. With the right insurance sales strategies, you can catch up on your sales goals and still have time to enjoy the warm weather. It’s Time to Reflect on Your Progress Summer is...
Is Your Insurance Sales Script Up to Par?
Actors use scripts when they perform. Politicians use scripts when they give speeches. And successful insurance agents use scripts when they pitch products. If your sales pitch isn’t yielding the results you want, it may be time to upgrade to a better insurance sales...