You’ve heard of Guaranteed Standard Issue (GSI), but have you ever seen it used to underwrite key person disability insurance policies? Here’s how it works – and how it could be a life saver for the businesses you serve. The Advantage of GSI When getting a disability...
Do you offer Buy-Sell Disability Insurance to your business owner customers? If you don’t, you could be leaving a significant amount of revenue on the table – not to mention opportunities to serve your customers better. The Market for Business Succession Planning...
White-collar workers aren’t the only ones who need disability insurance: anyone who depends on a paycheck will benefit from coverage. Many blue-, gray-, and pink-collar workers are prime candidates. If you’re looking for new DI markets, give these underserved groups...
Many people need disability insurance, but few people need it as much as business owners. For insurance agents, business owners disability insurance is a particularly lucrative market. Keep reading to see why business owners have greater-than-average disability...
If you’re selling paycheck protection insurance, you have a big audience. Anyone who depends on a paycheck can benefit from disability insurance. However, some people need income protection even more than others. Just How Valuable Is Paycheck Protection Insurance? To...
Medical debt is a $220 billion problem in the U.S. That figure comes from the Peterson-KFF Health System Tracker, which shows that the bulk of this debt comes from individuals who owe more than $10,000. Brokers can help by showing their clients how to avoid medical...
When should a client purchase paycheck protection? While everyone’s situation is different, there are three considerations to use to guide your client to making the purchase decision best for them. It usually comes down to the following three factors: 1. Earning...
Your prospects won't buy disability insurance unless they understand the risk of disability and how disability insurance can protect them. So as an insurance agent, it's important that you spread the word about paycheck protection all year round. Infographics are the...
If you’re not offering income protection insurance quotes, you may be missing out on some of your easiest commissions. You may also be leaving your clients unprotected. Most people wouldn’t be able to make ends meet for long without a regular paycheck. Income...
Brokers, if you have clients who are small business owners, you know that the owner is the heart of the business. In many cases, the business would have trouble continuing if the owner was unable to work. Likewise, the owner would have trouble paying his personal...
