Clients often need something to trigger their awareness and even concern before becoming interested in disability insurance, also known as paycheck protection. Without guidance from a financial professional, few consumers realize two aspects of disabilities and...
Key Person Disability Insurance delivers cash benefits to a business in the event a key employee who is critical to the success of the business can’t perform their substantial and material duties due to sickness or injury. The business is the owner/premium payer on...
Clients who are responsibly preparing for their own retirements may be unaware of the financial risk they may face if their parents haven’t planned for long-term care expenses. Only 7 percent of Americans carry long-term care insurance. Without it, institutional...
Have you noticed? Yes, it’s an election year! DIS is joining the contentious climate with a completely new set of conundrums … The DI Debates. Tune-in! What the candidates said: When asked for alternatives to the industry-wide practice of exceptionally long...
Along with the usual resolutions that pertain to fitness, travel, de-stressing, etc., I’m sure many of you have also resolved to work on your marketing strategies and, more specifically, your company blog. When speaking with my coworkers and other disability...
Have you noticed? Yes, it’s an election year! DIS is joining the contentious climate with a completely new set of conundrums … The DI Debates. Tune-in! What the candidates said: QuoteBot stated that a policy with an “any-occ” (any occupation) definition would protect...
Make 2016 the year to make disability insurance a larger part of your practice. If you are wondering how to get started or just looking for a refresher, look no further. Everything you need to get up-to-speed is just a click away. Download some of our most popular DI...
New Year’s Eve is a time for celebration and making memories. To enjoy dancing, music, and champagne while counting down until midnight is certainly not uncommon. Then, if you are anything like me, a few days later you make a long list of impossible New...
Identifying clients interested in long-term care insurance is a challenge often cited by advisors. With an eye on helping financial professionals clear this hurdle, Mutual of Omaha, commissioned Hearts and Minds, a two-phase study of buyers and non-buyers. The result...
If you’re like me, your Christmas traditions include watching “Elf” every year. In my family, “Elf,” starring Will Ferrell, has become as much a Christmas classic as “Christmas Story” and “It’s a Wonderful Life.” The film is funny, spirited and, believe it or not,...
