Medical debt is a $220 billion problem in the U.S. That figure comes from the Peterson-KFF Health System Tracker, which shows that the bulk of this debt comes from individuals who owe more than $10,000. Brokers can help by showing their clients how to avoid medical...
When should a client purchase paycheck protection? While everyone’s situation is different, there are three considerations to use to guide your client to making the purchase decision best for them. It usually comes down to the following three factors: 1. Earning...
Your prospects won't buy disability insurance unless they understand the risk of disability and how disability insurance can protect them. So as an insurance agent, it's important that you spread the word about paycheck protection all year round. Infographics are the...
If you’re not offering income protection insurance quotes, you may be missing out on some of your easiest commissions. You may also be leaving your clients unprotected. Most people wouldn’t be able to make ends meet for long without a regular paycheck. Income...
Brokers, if you have clients who are small business owners, you know that the owner is the heart of the business. In many cases, the business would have trouble continuing if the owner was unable to work. Likewise, the owner would have trouble paying his personal...
If you’re searching for lucrative insurance sales opportunities, you might have considered disability insurance. You might have also ruled it out because disability insurance has a reputation for being confusing. If that’s the case, here are some important...
What makes some insurance agents more productive than others? Of course, motivation and drive are imperative, but there’s more to it than that. Some highly motivated and well-meaning agents don’t get a lot done in the day. There’s not just one reason to explain this –...
When business owners take out business loans, they agree to make regular payments – but what happens if they can’t? Even if the business is thriving, unforeseen circumstances like illnesses and injuries may cause business owners to default on their loans, which can be...
If you had to take a test right this second on disability insurance basics, could you pass? Many insurance sales professionals couldn’t, and that’s a shame. Disability insurance provides critical financial protection, but many people avoid it because they just don’t...
When you take a flight, your life is in the hands of the pilot. For this reason, pilots are held to a high standard: many physical and mental health issues can cause them to lose their pilot’s license. The downside of this is some pilots may avoid seeking mental...
