As a financial planner, your goal is to get your clients on the right track to retirement but also to increase AUM, Assets Under Management. It’s a win-win for your clients and for you. Yet, while striving to achieve this goal, some financial planners neglect the one...
Psychology is an insurance broker’s best friend. A little insight into the human mind can help you overcome common objections as well as your own bad habits. Even better, you don’t have to have a degree in psychology to put these insurance sales psychology tricks to...
Americans are frighteningly unprepared for their future long-term care needs. Long-term care insurance offers a solution, and it’s more affordable when policyholders take advantage of the long-term care insurance tax deduction. A Looming Crisis You may have heard...
Can you imagine trying to cut a steak with a spoon, or trying to mow your lawn with just a pair of scissors. To do something right, you need the right tools. If you’re selling disability insurance, the following nine insurance sales tools will make your job easier. 1....
You’ve heard of Guaranteed Standard Issue (GSI), but have you ever seen it used to underwrite key person disability insurance policies? Here’s how it works – and how it could be a life saver for the businesses you serve. The Advantage of GSI When getting a disability...
White-collar workers aren’t the only ones who need disability insurance: anyone who depends on a paycheck will benefit from coverage. Many blue-, gray-, and pink-collar workers are prime candidates. If you’re looking for new DI markets, give these underserved groups...
Many people need disability insurance, but few people need it as much as business owners. For insurance agents, business owners disability insurance is a particularly lucrative market. Keep reading to see why business owners have greater-than-average disability...
If you’re selling paycheck protection insurance, you have a big audience. Anyone who depends on a paycheck can benefit from disability insurance. However, some people need income protection even more than others. Just How Valuable Is Paycheck Protection Insurance? To...
Medical debt is a $220 billion problem in the U.S. That figure comes from the Peterson-KFF Health System Tracker, which shows that the bulk of this debt comes from individuals who owe more than $10,000. Brokers can help by showing their clients how to avoid medical...
When should a client purchase paycheck protection? While everyone’s situation is different, there are three considerations to use to guide your client to making the purchase decision best for them. It usually comes down to the following three factors: 1. Earning...
